- SAVINGS ACCOUNTS
- CURRENT ACCOUNTS
- STANDING ORDERS
- REMITTANCES
- DIGITAL BANKING
- DEBIT (ATM) CARDS
- TEEN DEBIT (ATM) CARD
- HARASARA DEBIT (ATM) CARD
- ACCELERATE DEBIT (ATM) Card
- BUSINESS BANKING DEBIT (ATM) CARD
- PLATINUM CREDIT CARD
- GOLD CREDIT CARD
- PREMIER CREDIT CARDS
- FREEDOM CREDIT CARD
- CASH BACKED CREDIT CARD
- TRAVEL CARD
- PRE PAID RUPEE CARD
- HOUSING LOAN CHARGES
- IMPORTS & EXPORTS
- OTHERS
- FIXED DEPOSIT
- DEFINED ACCOUNTS
SAVINGS ACCOUNTS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Monthly Saving Charges - Average balance below LKR 2,000.00 | LKR 100.00 |
| 2 | Savings account closure charges | LKR 750.00 |
| 3 | Savings withdrawals over the counter less than LKR 200,000.00 | LKR 50.00 |
| 4 | Savings Pass Book | |
| 4.1 | Issue of passbook at the time of opening | LKR 250.00 |
| 4.2 | Renewal of passbook | LKR 250.00 |
| 4.3 | Duplicate passbook (due to lost of original) | LKR 1,000.00 |
| 5 | Initial minimum deposit | |
| 5.1 | Super Grade Branches | LKR 15,000.00 |
| 5.2 | Other Branches | LKR 3,500.00 |
| 5.3 | Tikiri Accounts | LKR 2,000.00 |
| 5.4 | Seylfie Youth Savings Account | LKR 3,500.00 |
| 6 | Dormant A/Cs dogmatizing fee ( S/As & C/As) | 200.00 |
| 6.1 | Monthly maintenance fee on dormant accounts | 50.00 per month |
| 6.2 | Abandoned Property Transferring Fee | 500.00 |
| 6.3 | DRP charges for searching of NIC details | 25.00 |
CURRENT ACCOUNTS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Monthly Service Charges (In lieu of Minimum balance) | |
| 1.1 | Personal Accounts - average balance less than LKR 15,000/- | LKR 1,000/- per month w.e.f. 01.04.2023 |
| 1.2 | Other Accounts - average balance less than LKR 25,000/- | LKR 1,500/- per month w.e.f 01.04.2023 |
| 2 | Current account closure charges | LKR 2,000.00 |
| 3 | Cheque Book Charges | |
| 3.1 | Cheque book charges per leaf | LKR 25.00 (Including VAT) |
| 3.2 | 10 leaves cheque book | LKR 250.00 (Including VAT) |
| 3.3 | 25 leaves cheque books | LKR 625.00 (Including VAT) |
| 3.4 | 50 leaves cheque books | LKR 1,250.00 (Including VAT) |
| 3.5 | Loose Leaf | LKR 500.00 (per leaf) |
| 4 | Cheque return charges | |
| 4.1 | Due to technical reasons | LKR 750.00 |
| 4.2 | Due to insufficient funds | LKR 5,000.00 |
| 4.3 | From outward / Seylan Clearing | LKR 150.00 |
| 5 | Stop Payment Charges | |
| 5.1 | If funds not available | LKR 6,000.00 |
| 5.2 | Loss of entire cheque book or unused part | LKR 5,000.00 |
| 5.3 | Cancellation of stop payment | LKR 1,000.00 |
| 6 | Closure of Current Accounts | |
| 6.1 | Uneconomical / Unsatisfactory of voluntary | LKR 2,000.00 additional fee of LKR 50.00 per unreturned Cheque Leaf |
| 7 | Special Clearance of Cheques (Mark for Payment) | |
| 7.1 | Mark for payment of cheques drawn on Seylan Bank (inward) | LKR 3,000.00 |
| 7.2 | Mark for payment of cheque drawn on other banks (outward) | Up to LKR 200,000.00 - LKR 3,500.00, <\br>Over LKR 200,000.00 - LKR 4,500.00 + cost of transport |
| 8 | Cash Orders (Special Denominations) | |
| 8.1 | Below LKR 200,000.00 | LKR 1,500.00 (only for A/C holders) |
| 9 | Periodic Statements of Accounts | |
| 9.1 | Quarterly | LKR 200.00 |
| 9.2 | Weekly | LKR 2,000.00(per month) |
| 9.3 | Daily | LKR 3,500.00(per month) |
| 9.4 | Free of Charge | |
| 10 | Duplicate Statements | LKR 500.00 per month for one page( additional LKR 100.00 will be charged if exceeds one page in a month) |
| 11 | Temporary Statements | LKR 200.00 per month ( additional LKR 100.00 if exceeds one page in a month) |
| 12 | Retrieving physical cheques from Lanka Clear | LKR 1,000.00 per item |
| 13 | Dormant A/Cs dogmatizing fee ( C/As & S/As) | 200.00 |
| 13.1 | Monthly maintenance fee on dormant accounts | 50.00 per month |
| 13.2 | Abandoned Property Transferring Fee | 500.00 |
| 13.3 | DRP charges for searching of NIC details | 25.00 |
STANDING ORDERS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Placement Fee | LKR 250.00 |
| 2 | Outside the bank | |
| 2.1 | Remitted through SLIPS | LKR 50.00 |
| 2.2 | Remitted by MCQ | LKR 500.00 + Postage |
| 3 | Non execution of standing orders due to lack funds | LKR 250.00 |
REMITTANCES
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Foreign Currency Drafts issuance customers for educational purpose | LKR 400.00 |
| 2 | Inward remittances to Sri Lanka (via SWIFT) | |
| 2.1 | To Rupee Accounts | Minimum LKR 300.00, Maximum LKR 3,500.00 |
| 2.2 | To Foreign Currency Accounts ( Domestic) | Minimum USD 3.00, Maximum USD 15.00 |
| 3 | Outward Telegraphic Transfer via SWIFT - LKR Accounts | |
| 3.1 | General Transactions | Minimum LKR 8,000.00 + SWIFT Charges , Maximum LKR 150,000.00 + SWIFT Charges |
| 3.2 | Education / Medical Purpose | LKR 6,000 + SWIFT Charges |
| 3.3 | Migration | Minimum LKR 8,000.00 + SWIFT Charges, Maximum LKR 150,000.00 + SWIFT Charges |
| 3.4 | SWIFT Charge | LKR 2,000.00 |
| 4 | Outward Telegraphic Transfer via SWIFT - Foreign Currency Accounts | |
| 4.1 | General | Minimum USD 25.00 + SWIFT charges, Maximum USD 45.00 + SWIFT charges |
| 4.2 | Education / Medical Purpose | USD 25.00 + SWIFT charges |
| 4.3 | Business Purpose transactions | Minimum USD 30.00 + SWIFT charges, Maximum USD 40.00 + SWIFT charges |
| 4.4 | SWIFT charges | USD 5.00 |
| 4.5 | Amendments | LKR 3,000.00 + SWIFT Charges, USD 30.00 + SWIFT Charges |
| 4.6 | Foreign Bank Charges for Remitter | USD 25.00, GBP 30.00, JPY 6,000.00, EUR/ SGD - Additional USD 10.00, AUD 40.00, NZD - USD 50.00 |
DIGITAL BANKING
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Personal Internet Banking | |
| 1.1 | Personal customers - Annually | LKR 750.00 |
| 1.2 | Personal - Funds transfer within the bank | Free |
| 1.3 | Personal - Funds transfer - Other banks (CEFT) | LKR 30.00 (per transaction) |
| 1.4 | Personal - Funds Transfer - SLIPS | LKR 50.00 (per transaction) |
| 1.5 | Standing order placement | Free of charge |
| 1.6 | Utility bill payments | Free of Charge |
| 1.7 | Custom Payments | LKR 50.00 per transaction |
| 2 | Personal - IB / MB Transaction Limits | |
| 2.1 | Own Accounts | LKR 9,999,999,999,999.00 |
| 2.2 | Third party account within same bank (per account) | Per Transaction = LKR 10,000,000.00, Daily = LKR 20,000,000.00, Cumulative Daily Limit - Per User = LKR 25,000,000.00 |
| 2.3 | Standing Order Maximum Limit | LKR 5,000,000.00 per day |
| 2.4 | Third Party Account Other Bank SLIPS/ CEFT (per account) | Per Transaction = LKR 5,000,000.00, Daily = LKR 10,000,000.00, Cumulative Daily Limit - Per User = LKR 25,000,000.00 |
| 2.5 | Foreign Currency Account Limit | Per transaction = USD 5,000.00 or equivalent, Cumulative Daily Limit - Per User = LKR 25,000,000.00 |
| 2.6 | Maximum limits on CEFTS | LKR 5,000,000.00 per day, Cumulative Daily Limit - Per User = LKR 25,000,000.00 |
| 2.7 | Minimum limits on CEFTS | LKR 100.00 |
| 2.8 | Standing Order Maximum Limit | LKR 5,000,000.00 per day |
| 3 | SMS Alerts | |
| 3.1 | Card Transactions on POS / ATM | Free of charge |
| 3.2 | Account Debit / Credit CASA Alert | Annual Fee LKR 250.00 |
| 4 | E-statement | Free of charge |
| 5 | Corporate Internet Banking | |
| 5.1 | Corporate customers - Annually | First 03 users = LKR 1000.00, additions LKR 250.00 each |
| 5.2 | Bulk, Payroll etc. transfers within Seylan & Other banks | Customized |
| 5.3 | Standing Order Maximum Limit | LKR 5,000,000.00 per day |
| 5.4 | Third party account other bank - SLIPs/ CEFT (Per Account) | Per Transaction Limit = LKR 5,000,000.00, Daily = LKR 25,000,000.00, Cumulative Daily Limit - Per User = LKR 50,000,000.00 |
| 5.5 | Standing order placement | Free of charge |
| 5.6 | Utility bill payments | Free of charge |
| 5.7 | Custom Payments | LKR 50.00 per transaction |
| 5.8 | EPF Payments | Free of charge |
| 5.9 | ETF Payments | Free of charge |
| 6 | Corporate IB Transaction Limits | |
| 6.1 | Own Accounts | Overall & Daily = LKR 9,999,999,999.00 |
| 6.2 | Third party account within same bank (per account) | Per Transaction Limit = 10,000,000.00, Daily = LKR 50,000,000.00, Cumulative Daily Limit - Per User = LKR 50,000,000.00 |
| 6.3 | Third party account other bank - SLIPs/ CEFT (Per Account) | Per Transaction Limit = LKR 5,000,000.00, Daily = LKR 25,000,000.00, Cumulative Daily Limit - Per User = LKR 50,000,000.00 |
| 6.4 | Foreign Currency Account Per Transaction Limit | Per Transaction = USD 5,000.00 or equivalent, Cumulative Daily Limit - Per User = LKR 25,000,000.00 |
| 6.5 | Minimum Limit on CEFT | LKR 100.00 |
| 6.6 | Standing Order Maximum Limit | LKR 5,000,000.00 |
| 7 | SeylanPay | |
| 7.1 | Within Seylan Bank Funds Transfers | Free Daily Limit = LKR 999,999,999.99, Maximum Limit = LKR 999,999,999.99 |
| 7.2 | Within Seylan - Third party Funds Transfer | Free Daily Limit = LKR 999,999,999.99, Maximum Limit = LKR 999,999,999.99 |
| 7.3 | Third party Other Bank | LKR 30.00 Daily Maximum Limit = LKR 5,000,000.00 |
| 7.4 | Other Bank to Seylan Bank Funds Transfer | Free Daily Maximum Limit = LKR 5,000,000.00 |
| 7.5 | Other Bank to Other bank | LKR 30.00 Daily Maximum Limit = LKR 5,000,000.00 |
| 7.6 | Seylan to Seylan Card Settlement | Free Maximum Daily Limit = LKR 999,999,999.99 |
| 7.7 | Seylan Bank to Other Bank Card Settlements | LKR 30.00 Daily Limit & Max Per Transaction Limit = LKR 5,000,000.00 |
| 7.8 | Other to Seylan Bank Card Settlement | Free Daily Maximum Limit = LKR 5,000,000.00 |
| 7.9 | Other Bank Card to Other Bank Card Settlement | LKR 30.00 Daily Limit & Max Per Transaction Limit = LKR 5,000,000.00 |
| 7.10 | Bill Payment from Seylan Bank Account | Free Daily Limit & Max Per transaction Limit = LKR 999,999,999.99 |
| 7.11 | BIll Payment From Other Account | Free Daily Limit & Max Per Transaction Limit = LKR 5,000,000.00 |
| 7.12 | Bill Payment from Seylan Card | Free Daily Limit & Max Per Transaction Limit = LKR 999,999,999.99 |
| 7.13 | Bill Payment from Other Card | Free Daily Limit & Max Per Transaction Limit = LKR 5,000,000.00 |
| 7.14 | LankaQR Transactions from Seylan Account | Free Daily Limit = LKR 999,999,999.99, Maximum Per Transaction Limit = LKR 200,000.00, Minimum Per Transaction Limit = LKR 20.00 |
| 7.15 | LankaQR transactions from Other Account | Free Daily Limit = LKR 999,999,999.99, Maximum Per Transaction Limit = LKR 200,000.00, Minimum Per Transaction Limit = LKR 20.00 |
| 7.16 | Master, VISA QR transactions | Free Daily Limit = LKR 999,999,999.99, Maximum Per transaction Limit = LKR 200,000.00, Minimum Per Transaction Limit = LKR 10.00 |
| 7.17 | Government Payment | LKR 50.00, Daily Limit = LKR 999,999,999.99 , Maximum Per Transaction Limit = LKR 999,999,999.99 |
DEBIT (ATM) CARDS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Debit (ATM) card issuance fee - Non Personalized | |
| 1.1 | Mastercard Platinum, Visa Platinum, Visa Seylfie | LKR 1,000.00 (w.e.f 7th Oct 2024) |
| 1.2 | Visa Classic | LKR 750.00 (w.e.f 7th Oct 2024) |
| 2 | Debit (ATM) card issuance fee - Personalized | |
| 2.1 | Visa Classic, Platinum, Visa Seylfie | LKR 1,500.00 |
| 2.2 | Mastercard Platinum | LKR 1,500.00 |
| 2.3 | Visa Seylfie | LKR 750.00 |
| 3 | Debit(ATM) card annual fee | |
| 3.1 | Visa Classic | LKR 500.00 (w.e.f. 10 April 2023) |
| 3.2 | Visa/ Master Platinum | LKR 750.00 (w.e.f. 10 April 2023) |
| 3.3 | Seylfie | LKR 750.00 (w.e.f. 10 April 2023) |
| 4 | Debit Card re- issue fee | |
| 4.1 | Visa Classic | LKR 600.00 |
| 4.2 | Mastercard Platinum, Visa Platinum / Seylfie | LKR 750.00 |
| 4.3 | Visa Debit Seylfie | LKR 250.00 |
| 5 | Pin re issue fee [Visa/ Master Debit (ATM) Cards] | LKR 400.00 (w.e.f. 01 Mar 2024) |
| 6 | ATM Withdrawal Fee | |
| 6.1 | Other Bank ATMs | LKR 60.00 |
| 6.2 | Lanka pay ATMs | LKR 30.00 |
| 6.3 | Foreign | LKR 1,000.00 |
| 6.4 | Seylan ATMs | LKR 5.00 |
| 7 | Fuel Surcharge via Debit Card | 1% |
| 8 | Balance Inquiry Fee | |
| 8.1 | Seylan ATMs (with printed receipt) | LKR 5.00 |
| 8.2 | Seylan ATMs | Free of charge |
| 8.3 | Other Bank ATMs | LKR 50.00 |
| 8.4 | Lanka Pay ATMs | LKR 7.50 |
| 8.5 | Foreign | LKR 150.00 |
| 9 | Travel Insurance Fee (per Policy) - up to 30 days | LKR 2,500.00 |
| 10 | Overseas Transactions (Applicable for VISA Debit Cards) | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| 11 | Processing Fee (Applicable for VISA Debit Cards) | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
| 12 | Overseas Transaction Fee (Applicable for Mastercard Debit Cards) | All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. |
| 13 | Debit Card Issuance Fee | |
| 14 | Internet Banking | |
| 15 | Lost card Replacement fee - Debit | |
| 15.1 | Visa Classic | LKR 600.00 |
TEEN DEBIT (ATM) CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Debit card annual fee | LKR 750.00 |
| 2 | ATM withdrawal FEE | |
| 2.1 | Seylan ATMs | LKR 5.00 |
| 2.2 | Other bank ATMs | LKR 60.00 |
| 2.3 | Lanka pay ATMs | LKR 30.00 |
| 2.4 | Foreign | LKR 1,000.00 |
| 3 | Debit card issuance fee | LKR 750.00 |
| 4 | Card re- issue fee | LKR 750.00 |
| 5 | Pin re issue fee | LKR 400.00 |
| 6 | Lost card replacement fee | LKR 750.00 |
| 7 | Balance Inquiry FEE | |
| 7.1 | Seylan ATMs | Free |
| 7.2 | Seylan ATMs (with printed receipt) | LKR 5.00 |
| 7.3 | Other bank ATMs | LKR 50.00 |
| 7.4 | Lanka pay ATMs | LKR 7.50 |
| 7.5 | Foreign | LKR 150.00 |
HARASARA DEBIT (ATM) CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Debit card annual fee | LKR 500.00 (w.e.f 7th Oct 2024) |
| 2 | Card re-issuance fee | LKR 500.00 |
| 3 | Pin re-issue fee | LKR 400.00 (w.e.f. 01 Mar 2024) |
| 4 | Lost card replacement fee | LKR 500.00 |
| 5 | ATM withdrawal fee- Seylan ATMs | LKR 5.00 |
| 6 | ATM withdrawal fee- other bank ATMs | LKR 60.00 |
| 7 | ATM withdrawal fee –Lanka pay ATMs | LKR 30.00 |
| 8 | ATM withdrawal fee - Foreign | LKR 1,000.00 |
| 9 | Balance inquiry fee- Seylan ATMs | Free |
| 10 | Balance inquiry fee- other bank ATMs | LKR 50.00 |
| 11 | Balance inquiry fee-Lanka pay ATMs | LKR 7.50 |
| 12 | Balance inquiry fee – Foreign | LKR 150.00 |
| 13 | Fuel surcharge | 1% |
| 14 | Overseas Transactions | All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. |
| 15 | Travel Insurance Fee (per Policy) - up to 30days | LKR 2,500.00 |
| 16 | Debit (ATM) issuance fee | LKR 500.00 |
ACCELERATE DEBIT (ATM) Card
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Debit Card Annual Fee | LKR 750.00 (w.e.f 7th Oct 2024) |
| 2 | Debit Card Issuance Fee | |
| 3 | Card Re-Issue Fee | LKR 500.00 |
| 4 | PIN Re-issue Fee | LKR 400.00 (w.e.f. 01 Mar 2024) |
| 5 | Lost Card Replacement Fee | LKR 500.00 |
| 6 | ATM Withdrawal Fee | |
| 6.1 | Seylan ATMs | LKR 5.00 |
| 6.2 | Other Bank ATMs | LKR 60.00 |
| 6.3 | Lanka Pay ATMs | LKR 30.00 |
| 6.4 | Foreign | LKR 1,000.00 |
| 7 | Balance Inquiry Fee | |
| 7.1 | Seylan ATMs | Free |
| 7.2 | Seylan ATMs (with printed receipt) | LKR 2.00 |
| 7.3 | Other Bank ATMs | LKR 50.00 |
| 7.4 | Lanka Pay ATMs | LKR 7.50 |
| 7.5 | Foreign | LKR 150.00 |
| 8 | Fuel Surcharge | 1% |
| 9 | Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| 10 | Processing Fee | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
| 11 | Travel Insurance Fee (per Policy) - up to 30 days | LKR 2,500.00 |
BUSINESS BANKING DEBIT (ATM) CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Debit Card Annual Fee | LKR 1,000.00 (w.e.f 7th Oct 2024) |
| 2 | Debit Card Issuance Fees | LKR 1,500.00 (w.e.f 7th Oct 2024) |
| 3 | Card Re-Issue Fee | LKR 500.00 |
| 4 | Pin Re Issue Fee | LKR 400.00 (w.e.f. 01 Mar 2024) |
| 5 | Lost card Replacement fee - Debit | LKR 500.00 |
| 6 | Fuel Surcharge via Debit Card | 1% |
| 7 | Balance Inquiry Fee - | |
| 7.1 | Seylan ATMs | Free |
| 7.2 | Seylan ATMs (with printed receipt) | LKR 2.00 |
| 7.3 | Other Bank ATMs | LKR 50.00 |
| 7.4 | Lanka Pay ATMs | LKR 7.50 |
| 7.5 | Foreign | LKR 150.00 |
| 8 | ATM Withdrawal Fee - | |
| 8.1 | Seylan ATMs | LKR 5.00 |
| 8.2 | Other Bank ATMs | LKR 60.00 |
| 8.3 | Lanka Pay ATMs | LKR 30.00 |
| 8.4 | Foreign | LKR 1,000.00 |
| 9 | Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| 10 | Processing Fee | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
| 11 | Travel Insurance Fee ( per Policy) - up to 30 Days | LKR 2,500.00 |
PLATINUM CREDIT CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Credit Limit | LKR 200,000.00 to LKR 999,999 |
| 2 | Cash Advance Limit | 40% of the Credit Limit |
| 3 | Interest Rate %p.a. | 26.00% p.a.- w.e.f. 07 Sep 2024 |
| 4 | Annual Fee | LKR 3,500.00 |
| 5 | Joining Fee | LKR 2,750.00 |
| 6 | Supplementary Card Fee | LKR 2,750.00 |
| 7 | Interest Free days on purchases (maximum) | 51 Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). |
| 8 | Late payment fee | LKR 2,000.00 (w.e.f. 01 Mar 2024) |
| 9 | Excess Limit fee | LKR 1,750.00 (w.e.f. 01 Mar 2024) |
| 10 | PIN Re. Issue fee | LKR 500.00 (w.e.f. 01 Mar 2024) |
| 11 | Cash Advance Fee | LKR 700.00 or 4.00% whichever is higher |
| 12 | Handling Fee - Paper Statement | LKR 200.00 per month |
| 13 | Statement copy fee | LKR 400.00 |
| 14 | Confirmation Letter Issuing Fee | Same day service - LKR 2,000.00 ; Normal Service - LKR 1,000.00 |
| 15 | Voucher Copy Retrieval fee | LKR 2,500.00 |
| 16 | Cheque Return – Refer to drawer | LKR 2,000.00 + Postage |
| 17 | Cheque Return – Other Reasons | LKR 1,000.00 + Postage |
| 18 | Lost card Replacement fee | LKR 1,000.00 |
| 19 | Overseas Courier Fee | LKR 4,000.00 |
| 20 | Permanent Limit Enhancement Fee | LKR 750.00 |
| 21 | Temporary Enhancement Fee | LKR 1,000.00 |
| 22 | Fuel Surcharge | 1% |
| 23 | SMS Alert Fee ( Per Annum) | LKR 250.00 |
| 24 | Cancellation Letter Issuance Fee | LKR 2,000.00 |
| 25 | Easy Payment Plan Early Settlement Fee | 4% from the remaining balance. |
| 26 | Urgent Application Processing Fee | LKR 1,500.00 |
| 27 | Travel Insurance Fee (per Policy) - up to 30 Days | LKR 2,500.00 |
| 28 | Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| 29 | Processing Fee | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
| 30 | Processing Fee on 0% Easy Payment Plans | LKR 2,000.00 (w.e.f. 01 Mar 2024) |
| 31 | Branch Over the Counter Withdrawal Fee | LKR 2000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) |
GOLD CREDIT CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Credit Limit | LKR 75,000.00 to 199,999.99 |
| 2 | Cash Advance Limit | 40% of the Credit Limit |
| 3 | Interest Rate %p.a. | 26.00% p.a.- w.e.f. 07 Sep 2024 |
| 4 | Joining Fee | LKR 1,250.00 |
| 5 | Annual Fee | LKR 2,500.00 |
| 6 | Supplementary Card Fee | LKR 1,250.00 |
| 7 | Interest Free days on purchases (maximum) | 51Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). |
| 8 | Late payment fee | LKR 2,000.00 (w.e.f. 01 Mar 2024) |
| 9 | Excess Limit fee | LKR 1,750.00 (w.e.f. 01 Mar 2024) |
| 10 | PIN Re. Issue fee | LKR 500.00 (w.e.f. 01 Mar 2024) |
| 11 | Cash Advance Fee | LKR 700.00 or 4% (which ever is higher) |
| 12 | Handling Fee - Paper Statements | LKR 200.00 per month |
| 13 | Statement copy fee | LKR 400.00 |
| 14 | Confirmation Letter Issuing Fee | Same day service - LKR 2,000.00; Normal Service - LKR 1,000.00 |
| 15 | Voucher Copy Retrieval fee | LKR 2,500.00 |
| 16 | Cheque Return – Refer to drawer | LKR 2,000.00 + Postage |
| 17 | Cheque Return – Other Reasons | LKR 1,000.00 + Postage |
| 18 | Lost card Replacement fee | LKR 1,000.00 |
| 19 | Overseas Courier Fee | LKR 4,000.00 |
| 20 | Permanent Limit Enhancement Fee | LKR 750.00 |
| 21 | Temporary Enhancement Fee | LKR 1,000.00 |
| 22 | Fuel Surcharge | 1% |
| 23 | SMS Alert Fee ( Per Annum) | LKR 250.00 |
| 24 | Cancellation Letter Issuance Fee | LKR 2,000.00 |
| 25 | Easy Payment Plan Early Settlement Fee | 4% from the remaining balance. |
| 26 | Urgent Application Processing Fee | LKR 1,500.00 |
| 27 | Travel Insurance Fee ( per Policy) - up to 30 Days | LKR 2,500.00 |
| 28 | Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| 29 | Processing Fee | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
| 30 | Processing Fee on 0% Easy Payment Plans | LKR 2,000.00 (w.e.f. 01 Mar 2024) |
| 31 | Branch Over the Counter Withdrawal Fee | LKR 2000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) |
PREMIER CREDIT CARDS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | World Mastercard Credit Card | Click Here |
| 2 | Visa Signature Credit Card | Click Here |
FREEDOM CREDIT CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Credit Limit | LKR 75,000.00 to LKR 999,999.00 |
| 2 | Cash Advance Limit | 40% of the Credit Limit |
| 3 | Interest Rate %p.a. | 26.00% p.a.- w.e.f. 07 Sep 2024 |
| 4 | Fees | No fees applicable except for the Maintenance Charge* |
| 5 | Spend Commitment | |
| 5.1 | Minimum Commitment | LKR 10,000.00 per month. |
| 5.2 | Maintenance Charges | If minimum Spend Commitment is not met - LKR 1,500.00 |
| 6 | Fuel Surcharge | 1% |
| 7 | Overseas Transactions | All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. |
| 8 | Processing Fee | N/A |
| 9 | Cancellation Letter Issuance Fee | LKR 2,000.00 |
| 10 | Urgent Application Processing Fee | LKR 1,500.00 |
| 11 | Travel Insurance Fee ( per Policy) - up to 30 Days | LKR 2,500.00 |
| 12 | Processing Fee on 0% Easy Payment Plans | Free |
| 13 | Branch Over the Counter Withdrawal Fee | Free |
CASH BACKED CREDIT CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Cash Backed Credit Card Rates | Click Here |
TRAVEL CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Issuance Fee | |
| 1.1 | Individual | LKR 600.00 |
| 1.2 | Corporate | LKR 750.00 |
| 2 | Loading | 2% commission on loading value |
| 3 | Re-loading | 2% commission on re-loading value |
| 4 | Encashment | Rs 300.00 per transaction |
| 5 | Balance Inquiry Travel | |
| 5.1 | Seylan ATMs | Free |
| 5.2 | Other Banks ATMs | USD 0.50 (or equivalent) |
| 6 | Cash Withdrawal | |
| 6.1 | Seylan ATMs | Free |
| 6.2 | Other ATMs | USD 2.00 (or equivalent) **Please note that certain Banks levy an additional ATM fee which is notified to card member prior to transaction is performed, enabling card member proceed with the transaction at the card member's discretion. Please ensure that sufficient funds are available (inclusive of above both ATM charges) in any one wallet, since partial authorizations are not allowed. |
| 6.3 | Declined ATM transaction at other ATMs | USD 0.50 (or equivalent) ** Due to insufficient funds or exceeding PIN tries |
| 7 | SMS Alert | Free |
| 8 | Card Replacement charges | USD 5.00 |
| 9 | Pin reissuance charges on the web | Free |
| 10 | PIN Mailer Re-issuance | USD 3.00 |
| 11 | Wallet to wallet funds transfer | Please contact 24 hour call center: +94 11 200 8888 |
PRE PAID RUPEE CARD
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Issuance Fee | |
| 1.1 | Pre Paid - Individual | LKR 300.00 |
| 1.2 | Pre Paid - Corporate | LKR 500.00 |
| 2 | Loading Fee | LKR 50.00 |
| 3 | Balance Inquiry Fee | |
| 3.1 | Seylan ATM | Free |
| 3.2 | Other Bank ATMs | LKR 75.00 |
| 4 | Cash Withdrawal Fee | |
| 4.1 | Seylan ATMs | Free |
| 4.2 | Other bank ATMs | LKR 100.00 |
HOUSING LOAN CHARGES
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Processing Fee | 0.5% of Loan Amount Minimum LKR 2,500.00 to Maximum LKR 50,000.00 |
| 2 | Mortgage Bond | |
| 2.1 | Up to LKR 3,000,000.00 | 1% of Loan amount -,Maximum LKR 30,000.00 |
| 2.2 | LKR 3,000,000.00 to LKR 10,000,000.00 | LKR 30,000.00 + 0.5% to the balance Loan Value e.g. If Loan amount = LKR 5Mio Charges = LKR 30,000.00 + (LKR 2Mio x 0.5%) |
| 2.3 | Above LKR 10.00Mio | LKR 65,000.00 + 0.25% to the balance Loan Value e.g If Loan amount = LKR 12Million Charges = LKR 65,000.00 + (LKR 2Million x 0.25%) |
| 2.4 | VAT | Mortgage Charges x 12% |
| 2.5 | Mortgage Bond Total = | Mortgage Charges + VAT |
| 3 | Stamp Duty | |
| 3.1 | Purchase or Construction of a House - Below LKR 3,000,000.00 | No Charges |
| 3.2 | Purchase or Construction of a House - Above LKR 3,000,000.00 | 0.1% of Loan Amount |
| 3.3 | For Transfer deeds - Up to LKR 100,000.00 | 3.0% of Transfer deed value |
| 3.4 | For Transfer deeds - Above LKR 100,000.00 | 4.0%of Transfer deed value |
| 4 | Insurance Policies | |
| 4.1 | Title Insurance Policy | On evaluation requirement. |
| 4.2 | Mortgage Policy | Mandatory |
| 4.3 | Fire Insurance | At the time of purchasing a House *Completed Or Under Construction |
IMPORTS & EXPORTS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| Imports | ||
| 1 | Import LC opening Commission | |
| 1.1 | LKR | 0.3% for first 3 months, Min - LKR 10,000.00, 0.15% additional month or part thereof |
| 1.2 | FCY | Sight/ Usance 1.5% for first 3 months, Min - LKR 10,000.00, 0.3% additional month or part thereof |
| 2 | SWIFT charges on LCs with reimbursement authorization | LKR 5,000.00 |
| 3 | Charges on issuance of Drafts for Letters of Credit | LKR 3,000.00 |
| 3.1 | Arranging DC confirmation | LKR 7,500.00 |
| 4 | Discrepancy Fee | |
| 4.1 | Foreign LC | USD 80.00 |
| 4.2 | Local LC | USD 40.00 |
| 5 | Acceptance Commission | 0.5% for first 3 months, 0.15% additional month or part thereof Min – LKR4,500.00 |
| 6 | Standby Letter of Credit – Issuance Commission | 0.5% per quarter, Min – LKR5,000.00 |
| 7 | Issuance of Shipping Guarantee | |
| 7.1 | LC | 0.4% flat on 100% of the Invoice value up to 30 days of issuance of Guarantee, Min – LKR 7,500.00 |
| 7.2 | Collection | 0.5% flat on 100% of the Invoice value up to 30 days of issuance of Guarantee, Min – LKR 7,500.00 |
| 7.3 | Endorsement of 1/3 Bill of Lading | LKR 4,000.00 |
| 7.4 | Certification of Copy documents | 0.125% flat - Min LKR 2,500.00 |
| 8 | Commission on import bills for collection | |
| 8.1 | Bank to Bank | DP: 1.5%, Min - LKR 10,000.00, DA: 1.5%, Min - LKR 10,000.00 |
| 8.2 | Drawer to Bank | DP: 1.5%, Min - LKR 10,000.00, DA: 1.5%, Min - LKR 10,000.00 |
| 8.3 | Closing of unpaid DA Bills after 180 days from the maturity date | LKR 3,000.00 |
| 8.4 | Settlement of D/A Bills after closure of files, after 180 days from the maturity date and subject to Import Control approval | LKR 3,500.00 |
| 8.5 | Documents released against “Letter of Undertaking/Promissory Note” from the drawee | LKR 5,000.00 |
| 9 | Avalization subject to credit approval | 1% per month, Min – LKR10,000.00 |
| 10 | Transport documents consigned to Seylan Bank PLC (deducted from the drawer) | USD 25.00 |
| 10.1 | Entrepot Trade based transactions – handling fees | LKR 5,000.00 |
| 11 | Gaurantees | |
| 12 | Guarantee issued against counter Guarantee of acceptable banks | |
| 12.1 | Issuance commission | 0.5% per quarter, Min – USD100 |
| 12.2 | Enhancement / Extension | 0.5% per quarter, Min – USD100 |
| 12.3 | SWIFT charges for Amendments (General) | USD 35.00 |
| 12.4 | Advising fee | USD50.00 flat |
| 12.5 | SWIFT charges for any communication | USD35.00 |
| 12.6 | Government charges, if any | As applicable |
| Exports | ||
| 13 | Advising of Letter of Credit | Customers - LKR 2,500.00 Non- Customers - LKR 5,000.00 |
| 14 | Negotiation of Export Bills - Sight/Usance | Commission – LKR 5,000.00 flat FCY - 0.25% of the Bill Value, Min - USD 35.00 |
| 15 | Purchase of Export Bills - Sight/Usance | Commission – LKR 4,000.00 flat FCY - 0.25% of the Bill Value, Min - USD 35.00 |
| 16 | Collection of Export Bills - Sight/Usance | Commission - 0.25% of the Bill value, Min - LKR 3,000.00 Min - USD 30.00 |
| 17 | Status Reports | LKR 2,000.00 + as per information provider's tariff |
OTHERS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Cash deposits during extended/weekend banking hours | Up to LKR 3 Million per account, per day - free of charge. Above LKR 3 Million per account, per day - 0.0375% (Min LKR 500) (Amount in excess of LKR 3 Million) |
| 2 | Over the counter funds transfer from Seylan to Seylan Accounts | LKR 100.00 |
| 3 | SLIPS charges | |
| 3.1 | Processed by diskette | LKR 50/- per company per item, up to 4 diskette runs per month. No handling fee. More than 4 diskette runs per month, per company- per item and a handling fee of LKR 50/- per item ( Altogether LKR 100/- per item) |
| 3.2 | Processed manually | LKR 50/- per company per item, up to 2 schedules per month. No handling fee. More than 2 schedules per month, per a company at LKR 50/- per item and a handling fee of LKR 50/- per item (Altogether LKR 100/- per item) |
| 4 | Payment of Salaries & Commissions | |
| 4.1 | Crediting Account | LKR 50/- per company per item, up to 4 diskette runs per month. NO handling fee. More than 4 diskette runs per month, per company at LKR 50/- per item and a handling fee of LKR 50/- per item (Altogether LKR 100/- per item) |
| 4.2 | Processed manually | LKR 75/- per company per item, up to 2 schedules per month. No handling fee . More than 2 schedules per month and per company- LKR 75/- per item and handling fee of LKR 75/- per item ( Altogether LKR 150/- per item) |
| 5 | Multiple deposits representing payment of Salaries/commissions etc., to the credit of many accounts | LKR 100/- per Item |
| 6 | CEFTS over the counter transactions | LKR 100.00 |
| 7 | RTGs charges | LKR 400.00 |
| 8 | Facility documentation fee (loans/ ODs/ LCs etc) | |
| 8.1 | Cash backed facilities | LKR 1,000.00 |
| 8.2 | Other facilities | 0.5% minimum LKR 2,000.00 & maximum LKR 200,000.00 |
| 8.3 | Renewal of facilities | 50% of the above |
| 9 | Bank Guarantees | Full cash margin (Int bearing) - 1% minimum LKR 3,000.00 | Full cash margin (Non int bearing) - LKR 2,500.00 |
| 10 | Balance Confirmation for Income Tax and Audit purposes | LKR 500.00 |
| 11 | Balance Confirmation Certificates | |
| 11.1 | Letters to Embassies etc. | LKR 3,000.00 per statement / letter |
| 11.2 | Income Tax and audit purposes | LKR 1,000.00 |
| 11.3 | Letter confirmation of customer information | LKR 1,000.00 |
| 12 | Managers Cheques | |
| 12.1 | Customers (by debiting the A/C) | LKR 1,000.00 |
| 12.2 | Customers (Against cash) | LKR 2,000.00 |
| 12.3 | Non- Customers | LKR 3,000.00 |
| 12.4 | Issue of Cheques in lieu of lost cancellation | LKR 2,500.00 |
| 13 | Payment of Salaries & Commissions | |
| 13.1 | Crediting Account | LKR 50/- per company per item, up to 4 diskette runs per month. NO handling fee. More than 4 diskette runs per month, per company at LKR 50/- per item and a handling fee of LKR 50/- per item (Altogether LKR 100/- per item) |
| 13.2 | Processed manually | LKR 75/- per company per item, up to 2 schedules per month. No handling fee . More than 2 schedules per month and per company- LKR 75/- per item and handling fee of LKR 75/- per item ( Altogether LKR 150/- per item) |
FIXED DEPOSIT
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Confirmation letter in lieu of lost certificate | LKR 2,500.00 |
| 2 | Upliftment of Fixed Deposit without original | LKR 2,000.00 |
DEFINED ACCOUNTS
| No | Description | Charge / Fee - LKR |
|---|---|---|
| 1 | Inward Investment Accounts (IIA) | |
| 1.1 | Making Investments outside the bank from IIA (excluding LKR disbursements) | 0.5% of the transaction value Minimum LKR.15,000.00, Maximum - LKR.25,000.00 |
| 1.2 | Facilitating credits received locally as investment returns, dividends, local income as permitted to IIA ( excluding ECBA loan repayment credits) |
0.5% of the transaction value Minimum - LKR 15,000.00 , Maximum - LKR 25,000.00 |
| 2 | External Commercial Borrowing (ECBA) | |
| 2.1 | When opening the ECBA | LKR 15,000.00 |
| 2.2 | Loan repayment (when converting if ECBA is in FCY or when remitting/ crediting IIA if ECBA is in LKR) | LKR 3,000.00 |
| 3 | Business Foreign Currency Account - BFCA | |
| 3.1 | Fund transfers to third party BFCA with SBK | USD 1 |
| 3.2 | Fund transfers to own BFCA with SBK | Free |
| 4 | From NRRA Non- Resident Firms or Company Accounts, for facilitating outward remittances or transfers to an IIA/ FCBU account as permitted by the regulations (excluding LKR disbursements) | LKR 5,000.00 for any amount |
| 5 | From ERIA for facilitating credits received locally to the ERIA(i.e. current income etc.) | 0.25% of the transaction value Minimum - LKR 4,000.00, Maximum - LKR 10,000.00 |
| 6 | From CTRA for Crediting PFCA/IIA/ERIA or outward remittance(excluding LKR disbursements) | LKR 2,500.00 for any amount |